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Category: Finance

Benefits of Thematic Investing

Thematic Investing is known as one of the most popular way of investing only in the stock markets that you opine can provide you wider opportunities. In others words it refers to making an investment in your preferred or current trends that too with no need of having to go in for the detailed fundamental as well as the technical research on any sort of individual stocks. Here you must have a certain know how about the Index Services also. In this article we will give you an insight into thematic investing. Also, we will highlight the benefits of thematic investing.

Insight into thematic investing

Having the constraint of the time as well as the expertise, majority of individuals lack effective equity portfolios despite possessing the right investment ideas. In such a case, the thematic investing comes to play and solves the issue. This type of an investment gives you an access to make an investment in over 100 diverse and uniquely specialized themes that has the calibre to provide you the concentrated exposure to your thought process.

Benefits of thematic investing

There is plethora of benefits of thematic investing. To begin with, thematic Investing provides you a powerful portfolio structure be letting you have an access to the compact themes which further gives you the concentrated exposure to the events, the government policies as well as to the ideas and current trend. In addition to this there is limited diversification that is optimal in comparison to the mutual funds. Here the chances of earning returns are much higher in comparison to the mutual funds. Also, making smart investment decisions is an easy process as themes can be simply customized on the basis of your preferences.

Basic benefits of thematic investing

You also must know that you can get 3 versions of each theme that depends on your risk profile, that is, high, medium or low and per theme you need to pay only ₹100 per theme. You cannot doubt this type if an investment as it is completely intuitive besides being a self-explanatory way of undertaking an investment. Last but not least it is sort of an educational experience because you can learn plethora of things about the business environment here.

All in all, these are the benefits of Thematic Investing. Using Thematic Investing as a platform you can make investment in the best effective way that is possible that too in the minimum amount of time available. With the ever changing business scenario, undergoing an investment in the ready-made themes provides you the firepower so as to focus on the greater ideas instead of delving into the minor ones that can slow down your progress process. By undergoing the thematic investing, you can make effective use not only of your time but also your energy so as to ensure that you can earn higher returns in comparison to the mutual funds. Therefore, all this proves that is tis presently one form of an investment that you must undertake.

The author is a person of vision and speculation who has an in depth knowledge about Thematic Investing in the investment market. The author tends to give all and sundry an insight into the same in order to make more and more people aware about the index services to enhance efficiency and growth.

Role Of The Index Company And Generation Of Dividend Index

There are many roles that an Index company is supposed to play. First and foremost, it has in hand the task to connect the start -ups and align the corporate brands and those interested to invest together. It acts as a common platform for these three essentials of growth. Here the data of millions of corporations is availed and made productive. The data so organized is then used to accelerate the development of the economy by boosting the innovation. Not even a day is wasted and all the time of the world is effectively utilized in order to get the three factors together and undertake innovations on a completely different level. In addition to this, another task in hand is to make an appropriate use of the machine learning. Next, comes the proper application of matching algorithms. Not to forget, it needs to effectively deal with the essence of human brilliance also. These three elements are evidently vital when it comes to making innovations possible.

All of this has to be done with one motive of getting the innovation on the forefront to make all the factors share a common platform so as to generate Dividend Index. Both the online as well as offline methodologies are followed in order to get the work done that is required to accelerate the innovation for the holistic growth of the economy. If you are new in the economy and need to grow at a pacing scale then here you get the platform to form the desired connections with the corporate brands. Doing so will not only help you to raise the required funds as lucid but at the same time you can closely observe the activities of the competitors around you. Last but not least, you get an opportunity to tie up a partnership and associate with the corporate brands. You also get noticed by the others as an aftermath of your activity in the economy.

It is a noteworthy aspect that those Companies which are in the habit of paying the dividends on the regular basis tend to earn more revenue and enough cash flow over a longer period of time. It is believed by many that only those companies which are established are able to pay the dividends. However, this is not always the case. The reason being, that those that have the availability of cash on the balance sheet are also capable to pay dividends. The only difference is that, the new comers tend to further invest the cash flow whereas the established ones share it with the shareholders which makes them more favourable among the aged bar that has a high risk profile. To name a few, Dow Jones U.S. Select Dividend Index dating back its origin to 2003, ProShares S&P 500 Dividend Aristocrats Index, NASDAQ U.S. Dividend Achievers Select Index that can be traced back to 2000 and S&P Global Dividends Opportunity Index are the top 4 Indexes for Dividends that are popular.

The author is an expert of Index company . At times when the author is able to spare time from the study of Dividend Index , the time is appropriately utilized in understanding the depths of innovations. Innovative ideas crop up in the mind without having to put in much of efforts.

Important Aspects to Hire Index Company to Get Funds

Most of people are investing huge amount on business with low tax rate. Index funds offer more facilities to business to earn more profits and create a portfolio with securities. Index Company provides guarantee to business that needs funds to increase growth of the existing business. These funds are actively considered to reduce risk on tax. It is convenient for small business to earn more profit by investing lower amount. This fund helps to earn amount same return on the market. This kind of companies offers more choice to invest in securities for stock or brand. It will increase business without businesses that make them borrow fewer amounts from others.

Why to invest in Index funds?

Index maintenance is important one to get more instructions about stock investment. This gives higher quality than other investments. The index is making to offer equal balance sheet of the share. The service helps to hit success on their business and calculate total shareholder amount quickly.

Reduce tax:

For investing in the business, you must know how to invest amount at less tax. If you invest with help of index consultants, you gain more returns than managed funds. When using index funds, they replace whole portfolio once in a year to get 100% turnover of your business. It is helpful for person who gets more trade frequently on their business. Recently, after and before tax return will be managed by the US. So, you have to select perfect company to calculate financial of business in quarterly.

Proven winners:

For choosing funds business owner to have to spend more time to beat actively managed funds. In some case, managed funds are lead to fail. This is complex to beat index fund by any other. It offers longer time to earn profits without any risks on your firm.

Get effective price:

Investing in index funds is harder in today market. If you choose Index service, they help you to process index funds and guide to get funds for your company. Absolutely and instantaneously US market offers more options to select right funds for any business.

Investment decisions:

Now, there are several mutual funds offered to take investment decision to be better. Many people are investing with complicated situation, so they prefer some company to invest in perfect manner. You’re investing beats active fund managers and reduce bonds on your business. One faces difficulties in business if they do not use index funds.

Benefits of index funds:

It gives a long term active mutual funds and you beat your competitors with this way. An index fund has documented attributes for several times. This is possible way to choose winning funds and get same returns. With financial statement, you find current state of the economy with few minutes. But historical index data will be accessed by guidance of some experienced person.

It allows you to meet perfect person to take good decision. The main reason of operating index funds is to save a lot of money on investing. In this, there is no active management and professionals managed passively. They give tax efficiency, reduce cost of transaction and more. Before searching this service for your business, you get suggestion from other which helps to find right service provider for your business. So, invest in index funds and beat your competitors every year.

He is an adviser who concentrates in working with pensioners as well as business and property owners. His practice includes index calculation,Index Maintenance , divorce settlement analysis, Equity index in Index Company .

Everything you need to know about Index Maintenance

One of the most important task of a database administrator (DBA) is to make sure that the indexes are regularly maintained which is termed as Index Maintenance or Index Development. Fragmentation is one of the major reasons why the need to reorganize the index periodically arises. Reorganizing of the index is done if the fragmentation is between 10% to 20% and if the fragmentation is above 20% then rebuilding of the entire index becomes essential. In index maintenance measuring fragmentation and carrying out appropriate measures when required is straightforward for databases without any resource constraints.

Index Maintenance solution:

An index maintenance solution measure fragmentation and carries out defragmentation in an iterative and incremental manner. Initially it measures the fragmentation level of a fixed number of indexes, records the information and then reorganizes or rebuilds indexes as needed, here too working on a fixed number of indexes as needed. Once an entire cycle of measuring and defragmentation is done, the entire process repeats all over again.

The index maintenance solution comprises of three main components viz. a table, a T-SQL stored procedure, and a pre-scheduled job to execute the stored procedure. A table has details about the index and the table itself like the index names, table size, the fragmentation details for the indexes like the level of fragmentation and when the last refresh/rebuild was undertaken. In index maintenance if the table is not existing then it will be created by another main component i.e. a T-SQL stored procedure named usp IndexDefrag. Listing 1 displays the lines of code that creates a table with usp_IndexDefrag. Other than creating a table the usp_IndexDefrag stored procedure also measures and records fragmentation level. One can preset the number of indexes to process at one particular time with the @HowManyIndexInfoToPull parameter. Keeping this parameter to 0 makes the job process every index available. For example, keeping it 15, results in 15 indexes processed simultaneously.

Once the measurement of the level of fragmentation information has been accumulated for every index, the solution transitions to undertaking index maintenance, reorganizing/rebuilding indexes as and when appropriate. In this index maintenance solution one can preset how many indexes to defragment at a time with the @HowManyIndexToDefrag parameter. If the reported fragmentation level is below than what is mentioned in the @avg_fragmentation_in_percent_limit_Reorg parameter, then no defragmentation will take place. Conversely if the fragmentation level is above the mentioned level in the @avg_fragmentation_in_percent_limit_Rebuild parameter then the index is rebuilt. If the level of fragmentation is between the two limits specified, then the index is reorganized.

To make sure that the solution cannot badly affect database availability and optimal performance, one can set a time limit which will override the @HowManyIndexToDefrag and @HowManyIndexInfoToPull values. One can set the @DurationH and @DurationM parameters to specify how many hours and minutes, to limit the defragment and measurement operations.

The solution’s last main component is the scheduled job to execute the usp_IndexDefrag stored procedure. It calls the stored procedure based on the preset parameters one has set. Each database has to have a dedicated separate job for them. Under normal circumstances the jobs are scheduled for execution every night barring exception for a few when a new code deployment is taking place.

This is a very sophisticated and well channeled solution for index maintenance and index development. There are many more ways to achieve what is discussed above but the most streamlined solution for index maintenance is given above.

The author of this article is a Computer Engineer with 3 years of work experience in the IT industry. On the job the author has extensive hands on experience of index development . Being an expert in servers and SQL, the author has keen and undivided nag for various index maintenance solutions and coming up with new and better solutions as and when possible.

Finding the best form of investment

The need for having an alternate source of income has become a very predominant thing in our generation. It is seen that more and more people are looking for alternative investment platforms that will help them to get the security that they require in order to lead a stress free life. Till a few days back, there were only a certain types of platforms that were considered safe for high investors.

But with the advancement of strategies and technologies, it is seen that most people are looking for newer platform to invest in. This rise in demand for such platforms leads to the rise of Smart Beta strategists who are encouraging ETF investments.

Why should you opt for such investments?

There are many different types of platforms that you can opt for when you are looking to make investments. But not all of them are a good option for people who are looking for an alternative form of investment. ETFs are a platform which have a very low risk attribute and gives high returns. This itself makes it a very good option for all those who want to invest their money and get high returns on the investments.

Seek professional help

Most people are of the opinion that investing n ETFs will help them to get sure shot returns. But the truth is like all other investment options, these too have their risk. So you need to make sure that Equity Index is checked before you make the investments. But for someone who does not have a very good idea regarding all these factors, it can get difficult to understand what the exact thing to do is. So it is best to take the help of professionals. There are many professionals who are equity or ETF strategists who will be able to help you with your investments.

Hire a professional

There are many individual professionals and firms who will be bale to create a portfolio for you. The best thing about this portfolio management is that they will be able to understand your needs and get you the best help possible. They will investment your money and help you earn returns on it. Along with creating your portfolio, they will also help you to manage it. Though they charge some management fees on the management process, your returns are going to surpass your expectations. The professionals have a thorough knowledge regarding all the different types of strategies that are there. They will be able to implement such strategies and get you the best returns.

It is very important to have an alternate source of income these days. Investing your money and earning returns on it is one of the best things to do. You can easily get the help of a professional and get the work done easily. Make sure that you are choosing a professional who will be able to help you get the best returns from all such investments. All the good platforms have some form of risk attached to them. The professionals make sure that the amount of returns received is much greater than the amount of risk taken.

The author is renowned for his work done on Smart Beta . He recommends Equity Index forms to be one of the best ways to use your remuneration to earn some alternative money.

5 things investors need to know about smart beta

Approximately 10 years have passed ever since the launch of smart beta exchange traded fund. And now we are about to begin with the second decade and so we must be well known and aware about 5 things and investor needs to know about smart beta.

  1. Origin – Many do not know this but smart beta as it is not as familiar concept like Equity index, it comes from Towers Waston a professional service, though this term was used by the institutional investors from the year 1970. And roughly after 25 years of mutual funds, smart beta index was launched in the year 2003.
  2. Measurement – Beta is basically going to measure an individual portfolio and security. Individual stocks are than ranked according to how much they diverge with the beta. A stock with a beta return has two options it might be positive or negative, though when the word smart comes into the picture it changes everything. Smart beta is nothing but an investment strategy designed to add value by rebalancing the companies that have been built into a particular index solely on the basis of their objective factors.
  3. Size – smart beta index is quite different from other type of indexes like equity index, it is applied to basically a chain of objectives as well as rule screens of every company’s index component. Smart beta than ranks the companies on the basis of these specific factors, it even weighs them solely on these factors.
  4. Smart beta Etf’s – smart beta ETFs are especially designed to locate and track all the newly developed alternatives of weighing indexes. Though the smart beta ETF’s are passive yet they are able to leverage active qualities through systematic rebalancing.
  5. Fundamental analysis- Smart beta ETF’s do not blindly weigh or rank any company’s index they use fundamental analysis instead of weighing the companies on their size, using fundamental principles it accurately determines which companies would be given larger piece of index and will get the benefit of enhanced risk profile.

Smart beta analysis investment can lead to the expansion of the options available to the investor and then the investor has to evaluate depending on their investment and time horizons of how frequent they are in the stock market.

Every investor should consider a very smart investment and always go for smart beta EFT’s, many of the investors just take it as a strategy as it helps them to expand their options and help to diversify their risk in different companies rather than fixating it on one, the investors should try and yet evaluate this smart beta strategies depending on their time horizons of how and when or how frequently they invest in the market or the objective behind their investment.

In depth evaluation is the key to success when it comes to stock market, though smart beta index is never wrong it yet gives a micro picture, as it is to an individual approach. Evaluate all the options given and invest in the ones that best suit you and will bloom your returns.

So these were the top 5 things everyone should know about smart beta index and how it works in the stock market, what the approach is and how one investor has to reconsider and accordingly take the decision of investment.

The Author has completed her graduation in management studies and is currently perusing CFA (Chattered financial analyst) and is a blogger. She holds a keen interest in every stock exchange term like smart beta index and equity index and holds an in depth knowledge about it and aspires to be a veteran in this field.

Get The Latest Smartphones On Easy EMIs

Do you look at your boss holding his iPhone and wish you that could have one too? Don’t fret, because with the Bajaj Finserv EMI Card you the best products on easy EMIs.

Equated Monthly Installments

Or easily referred to as Easy Monthly Installments (EMI) is a process where you have to pay fixed amounts monthly to your lender on a specified date every month. They are meant to pay off the interest along with the principal each month so that the loan is paid off in full at the end of the term.

It was mandatory to own a credit card previously to avail an EMI, but these days most shops and websites now provide you with an EMI option even without one.

EMI Card

Bajaj Finserv presents to you an EMI Card with which you can buy your favourite smartphones, tablets and even other appliances and products. Just swipe it at the store and get an instant EMI approval. After this, sit back and just pay your monthly fixed installments while you enjoy using your new smartphone.

Durable Finance

Bajaj Finserv understands that you want nothing but the best for your home. Which is why Bajaj has introduced this scheme.

Under Durable Product Finance, you can buy your Durable Product on easy EMIs. To avail this, you only have to pay a nominal fee as processing charges at the time of the purchase and the remaining cost of the purchase is divided into equal monthly payments.

Durable Finance not only includes smartphones and tablets but many other products and appliances along with them. Some of them are listed here below:

Microwave and convection ovens
Washing machine
Air conditioners and purifiers
Cooking range
Music system
Water purifier
Smartphones on EMI

Bajaj Finserv gives you amazing offers and plans to buy smartphones on easy EMIs under Durable Finance. So don’t hold back anymore and get that phone you have always wanted.

You don’t need a credit card. All you need is the Bajaj Finserv EMI Card. Swipe this in the place of your credit card and get an EMI approval instantly.

Why You Should Get a Smartphone Under Durable Finance

Durable Product Finance from Bajaj Finserv brings to you great benefits and EMI plans to help you buy your favourite smartphone or tablet with ease.

Listed down below are some reasons why:

Buy a Smartphone Online: With the help of EMI Card, buy your favourite smartphone online and avail an EMI for it easily. An OTP option is available to make your purchases secure.

Avail Loans Up to Rs.5 Lakh: Under the Durable Finance scheme, you are eligible to avail loans up to the amount of Rs.5 lakh.

Cheaper and Easier Payments: All the smartphones that you buy using Durable Finance loans are under easy EMIs.

Flexible EMI Terms: Durable Finance allows you to choose from a wide range of tenures available that you are best comfortable with.

Instant Approvals: With Durable Finance, you can receive approval for your loans within minutes with the help of our in-store representatives.

Minimal Documents Required: An address proof, an identification proof, a cancelled cheque and a photo of yourself are all the documents that you need to complete the process.

Zero Foreclosure Charges: Foreclose your loan anytime you have extra cash in your hand and you will not be charged any kind of penalty for them.

Online Account Access: Access your online account on our customer portal and get all kinds of information within your arm’s reach.

Now don’t just dream of a cool smartphone, head out and buy it with Bajaj Finserv EMI schemes. © 2017 Frontier Theme